A car accident is a traumatic event that no one ever wants
to experience. The repercussions when you have been the victim of one can range
from minor financial loss, to severe health concerns and issues. In event of an
accident, your life can be turned completely upside down and your future could
potentially be more difficult. It is important that if you are the victim of an
accident to speak to a lawyer immediately to start the work and file a claim
for benefits from the at-fault driver. If you fail to settle then your car
accident lawsuit will go to court.
How to Make a Claim
If you have been the victim of a car accident
, you need
to immediately speak to a lawyer who will be able to help your case proceed and
get you the money you deserve. Most reputable lawyers will offer you a no-fee
consultation to review your case and provide you with an opportunity to learn
about the lawyer and their practice. Once you have retained a lawyer you like
the logical steps to follow are such:
- The lawyer will give written
notice of your intent to sue the at-fault driver.
- The lawyer will make sure that
your insurance provider will give you the benefits they owe you, and ensure
that the claim and paperwork are properly filled out and submitted.
- The lawyer then makes sure to
start the lawsuit within the correct amount of time.
What You Can Claim
You can claim many things from an at-fault drivers
insurance. Each of them will need to be proved and each of them have a set parameter
on how much you can receive and for how long – depending on the severity of the
- Pain and Suffering – To claim
pain and suffering, you need to have suffered a serious injury and subsequent
impairment to your person, either mental, psychological, physical or through
disfigurement such as scarring.
- Loss of Income – From the very
first week, until your case is settled you can claim 70% of your gross income.
If you are never able to return to work, you can claim 100% of your gross
income. In most cases, you will need to
seek compensation from any disability insurance and your own accident benefits
insurance company first.
- Housekeeping and Maintenance –
If you are unable to maintain your property, you can claim money for your
expenses to maintain the home.
- Health Care Costs – All of your
medical expenses that are not covered by OHIP or through your own insurance
provider can be claimed if they pass something called the "Threshold Test”.
- Family Members – You are able
to claim money for your family member's time, expenses and travel if they are
taking care of you because of the accident.
If you have been in a car accident, then you need to retain
an attorney who can help you proceed with your car accident lawsuit
. A car accident
can shift your entire life and cause irreversible damage that deserves to be compensated.
Contact the best Ontario legal team to get their expertise working for you.